Student Loan Details
- Interest rates from 4.99% APR
- Loan amounts from $5,000 to $200,000
- Flexible terms from 60 to 240 months
Why Choose Our Student Loans?
Competitive Rates
Our student loan rates are among the lowest in the market, helping you save money over the life of your loan.
Flexible Terms
Choose a repayment term that fits your budget, with options ranging from 5 to 20 years.
Choose a repayment term that fits your budget, with options ranging from 60 to 240 months.
Quick Approval
Our streamlined application process means you can get approved quickly and start your journey with confidence.
How to Apply
- Determine your financial needs and how much you need to borrow.
- Gather necessary documents, including proof of income, identification, and any other relevant information.
- Use our online loan calculator to estimate your monthly payments.
- Complete our simple online application form.
- One of our loan specialists will review your application and contact you to discuss the next steps.
Available Student Loans
Student Loan
Invest in your future with our student loans designed to help you achieve your educational goals. With deferred payment options, competitive rates, and flexible terms, we support your academic journey.
- Interest Rate: 5.99%
- Term: 60 - 180 months
- Amount: $5,000 - $100,000
Undergraduate Student Loan
Fund your undergraduate education with our flexible student loans. With competitive rates, deferred payment options, and no prepayment penalties, we help make college more affordable.
- Interest Rate: 4.99%
- Term: 60 - 180 months
- Amount: $5,000 - $100,000
Graduate Student Loan
Pursue your advanced degree with our graduate student loans. Designed for master's and doctoral programs, our loans offer competitive rates and flexible repayment options to support your academic journey.
- Interest Rate: 5.49%
- Term: 60 - 180 months
- Amount: $10,000 - $150,000
Professional Student Loan
Finance your professional degree in medicine, law, business, or other fields with our specialized loans. Enjoy competitive rates and repayment terms tailored to your career path.
- Interest Rate: 5.79%
- Term: 84 - 240 months
- Amount: $20,000 - $200,000
Study Abroad Loan
Expand your horizons with our study abroad loans. Cover tuition, travel, housing, and living expenses while you gain valuable international experience with flexible financing options.
- Interest Rate: 5.99%
- Term: 60 - 120 months
- Amount: $5,000 - $75,000
Frequently Asked Questions
Do you offer both federal and private student loans?
We offer private student loans. Federal student loans are provided by the government and have different application processes and terms.
Can I use a student loan for living expenses?
Yes, our student loans can be used for tuition, fees, books, supplies, and living expenses related to your education.
Do I need a cosigner for a student loan?
While a cosigner is not always required, having one can improve your chances of approval and may help you secure a better interest rate, especially if you have limited credit history.
Are there deferment options available for student loans?
Yes, we offer deferment options that allow you to postpone payments while you're in school and for a short period after graduation.
Can I refinance my existing student loans with your credit union?
Yes, we offer student loan refinancing options that may help you lower your interest rate or consolidate multiple loans into a single payment.